Our well-respected Accident & Health insurance products are tailored to protect individuals or groups from the economic consequences of accidents.

Product information

Our products are tailored to protect individuals or groups from certain losses in the event of death or disability. In the case of the latter, this may be on a temporary and/or permanent basis. We can also provide a benefits-based policy for protection in the event that death or disability prevents you from fulfilling your contractual obligations. Alternatively, we offer cover for temporary incapacity which indemnifies you against certain losses of potential earnings following an accident or illness. Coupled with additional benefits such as business travel or expatriate medical expenses, our products are tailored to the specific needs of our clients and we specialise in providing flexible cover where appropriate Backed by the global capacity of the Liberty Mutual Insurance Group, our team underwrite risks through our Lloyd’s syndicate and on Company paper. Our experienced underwriters and claims specialists combine technical expertise and excellent customer service to build long-term and mutually beneficial relationships with you.
What we cover
Accidental death and dismemberment
Permanent/temporary total disablement
Key person and group business
Expatriate medical expenses
Emergency evacuation and repatriation
Business travel cover
Cover information
We provide cover on an individual or group basis. Permanent/temporary total disablement and medical expenses can be offered as accident only or accident and sickness cover. We also underwrite Accident & Health insurance on a delegated authority basis to coverholders internationally.
Exclusions
Medical Expenses schemes
Leisure Travel schemes
Loss of Licence programmes
Term Life insurance
Armed Forces personnel
Key business areas
Key person
War and terrorism
Disability insurance
Hazardous occupations or pursuits
Business travel accident
Occupational accident
Line size

10

million EUR & USD

per person

50

million EUR & USD

per event

5

million GBP

per person

25

million GBP

per event

Territories

Worldwide

Downloads
Accident & Health Factsheet
pdf • 0.84Mb

View product descriptions on our country websites

Why choose Liberty?

Our stability offers continuity and allows us to take a long term view.

Our strengths

We are focused on the needs of our policyholders and partners.

Our products

We build sustainable relationships that you can rely on.

Our people