As a leading global specialty insurer, Liberty Specialty Markets' (LSM) Affinity & Programme Business (APB), part of our global Portfolio Solutions pillar, delivers solutions for European SME business via Delegated Underwriting, Affinity and Programme arrangements with:
- Coverholders,
- Managing General Agents (MGA’s),
- Underwriting Agencies,
- Wholesale Brokers, and
- A variety of other types of alternative distribution, such as affinity schemes and Bancassurance.
Our investment in technology and digital trading ensures we are adapting to our partners needs and the needs of their markets. Leveraging our product, underwriting and distribution expertise, we build long term, collaborative, profitable and sustainable partnerships.
Territories:
Our APB team delivers market leading solutions to business partners across Europe.
Our end-to-end holistic approach
With you for the long term
The European Delegated Underwriting market is diverse and dynamic.
When partnering with an insurer,
- A long term view,
- Adaptability,
- Integrated capabilities, and
- Deep knowledge of your market
are critical for success.
Unique perspectives at local level
APB is made up of subject matter experts who are embedded within our—
- Underwriting,
- Distribution,
- Claims,
- Operations, and
- Technology
teams across all of our European offices. This gives us a unique perspective at both a national and European level.
Tailored solutions
Every arrangement we work on is different. APB can create a tailored approach from onboarding through to a business as usual state, across—
- Contract structure,
- Data,
- Governance, and
- Oversight.
This ensures we are aligned to your specific needs and our collective knowledge, experience and holistic approach creates the best outcomes possible.
Our capabilities and appetite
Liberty Mutual Insurance Europe SE (LMIE) is our capacity provider, a European public limited liability company registered in Luxembourg, with branches in France, the Netherlands, Germany, Switzerland, Spain and Italy.
We are able to support many different types of distribution model, including Binders, MGA delegations, affinity schemes and Bancassurance, on both lead or follow positions with a preferred minimum premium threshold of USD/EUR 250,000 (our share).
As a leading specialty insurer, we focus on serving the commercial micro/SME Business segment across our market-leading specialist product lines.
Our market-leading Affinity & Programme Business products include, but are not limited to: Financial Lines (Professional Indemnity, Directors & Officers), Marine Cargo, SME Casualty, and Fine Art & Specie.
You’re in expert hands
With over 100 years of collective experience, our knowledgeable APB team is able to make decisions quickly for our partners.
Let Simon, Geraud, or your usual LSM point of contact know how we can help.
